Discover
Smallmoney is an artificial intelligence powered peer-to-peer crowdlending platform that connects microlenders to micro, small, and medium enterprise owners in priority economic sectors. Contribute to local job creation and economic growth by lending to micro, small, and medium enterprise in your country of choice while earning returns. Lend directly to an entrepreneur that interests you.
Rational
We are solving the problem of lack of access to finance for micro, small, and medium enterprise owners across Africa by facilitating an alternative source. According to World Bank’s Access to Finance Report published in 2016, only 23% of Ghana’s Small and Medium enterprises have access to bank loans
High interest rates
Are a huge concern for small business owners borrowing from the banks and non-bank financial institutions
Banks and Non-Banking Financial Institutions
Keep small business owners excluded from accessing finance as result lofty requirements
Loan sharks
Lure business owners with "easy loans" that have high-interest and unfavorable terms.
How It Works
